Policy documentation

Full details of all our policies are available in our Policy Documents. You can download and print these documents. Or, you can contact us and we will post you printed copies.

Policy Documents are reviewed periodically and their 'effective from' date is shown on the front cover. You will need to know your start date or annual renewal date to determine which document applies to your policy.

 Document title Effective From Effective to Purpose
Policy Document  01/10/2008  30/04/2009 Full product details and terms and conditions for policyholders joining or renewing between these dates
Policy Document  01/05/2008  30/09/2008 Full product details and terms and conditions for policyholders joining or renewing between these dates
Policy Document  01/10/2007  30/04/2008 Full product details and terms and conditions for policyholders joining or renewing between these dates
Policy Summary  01/10/2008  30/04/2009 An overview of your policy.
Policy Summary  01/05/2008  30/09/2008 An overview of your policy.
Policy Summary  01/10/2007  30/04/2008 An overview of your policy.
Hospital Directory  Current  Current Lists all hospitals and their scales.
Application form  Current  Current Use this form if want to add dependants to your policy.
Underwriting Explained  Current  Current Explains your underwriting options if you are adding dependants.
Health screening  Current  Current Lists hospitals available for health screening discounts.