Personal Health Private Health Cover

Take care of yourself

Smiling woman in a meadow, Personal Health individual health insurance.We know how important your continued good health is to you and your loved ones. We also know that you want choice about what healthcare benefits you get and you want them at an affordable premium. But, most importantly, you need to know you will receive the best care should you fall ill.

So, we have devised Personal Health cover to give you the flexibility you want by offering 5 different benefit options. And, with Service+ you'll get the comfort that comes from knowing you don't have to worry about organising treatment; just focus on getting better.

Low Claims Discount

We offer a discount if you have a history of low claims, once you become a Personal Health member. If your claims for the year are less than 33% of the annual premium, we give you an extra 5% discount when you renew. If your claims continue to be below 33%, we will add another 5% discount each year, up to a maximum of 50%. In fact, all new Personal Health members enjoy a starting discount of 35%.

Quote, apply and buy now

You can get a quote, apply and buy a Personal Health policy for you and your family online.

Get a quote for Personal Health Private Health Cover

You're in safe hands with Service+

With Personal Health all claims are handled through Service+. This means we arrange any diagnostic tests, medical treatment and hospital accommodation covered by your policy for you, leaving you to concentrate on getting better. Remember to call us on 0800 294 7301 when you need to arrange treatment, as we will only pay for treatment arranged through our Helpline.

Find out more about Personal Health

This section tells you about Personal Health cover; the flexible benefits, what is and what isn't covered. There is information about claiming through Service+ and about the useful additional services that we offer.

This website is a guide to the policy and aims to answer your questions quickly. Always refer to the Policy Document for full terms and conditions of the policy.

Want to speak to someone about Personal Health?

We are always happy to hear from you, call us on our freephone number:
0800 197 6997